How Much Does Insurance Go Up After An Accident?

Todd Clay

How Much Does Insurance Go Up After An Accident?

How much will your insurance premiums increase if you have an accident? The answer depends largely on the nature of the accident and how your insurance company views it.

Sometimes your rates are unchanged. In another situation, your policy will be dropped from the company – a bad situation. Oftentimes, the answer is somewhere in between.

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High Risk Insurance for New or Bad Drivers

Todd Clay

High Risk Insurance for New or Bad Drivers

High risk insurance is not a pleasant experience. When insurance companies deem drivers ‘risky’, they send them to a special division (company) or refuse to write a policy altogether. High risk auto insurance is not cheap. It’s not pretty. But the good news is it’s also not permanent.

Drivers with spotless driving records are typically placed in a ‘standard’ auto insurance company. These are companies that advertise on TV. Most people can stay in a standard company if they have a minor accident or a single ticket, but after that they’re forced to insure with a high risk company.

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Business Car Insurance for Your Vehicle

Todd Clay

Business Car Insurance for Your Vehicle

Auto insurance isn’t just for your personal vehicle – companies need car insurance for the same reasons. Whether you need business car insurance or fleet car insurance, the need is the same – coverage for company cars.

There are more applications to business car insurance that may not be readily apparent. Indeed commercial car insurance may be ideal for just one person.

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Young Drivers Car Insurance For Starting Off

Todd Clay

Young Drivers Car Insurance For Starting Off

There are two absolutely inescapable factors to consider when dealing with young drivers car insurance.

First, it’s required. Every state requires at least some sort of liability coverage regardless of how old a driver is. In addition, if payments are still being made the lien holder will require full coverage.

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Van Insurance for Commercial Use

Todd Clay

Van Insurance for Commercial Use

There are two types of van insurance: personal and commercial. Commercial van insurance deals with the vans used in business, such as those for construction, painting or delivery operations.

This sort of business insurance is different than a personal auto insurance policy and is closely related to fleet car insurance.

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