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GEICO Reviews

Insurance Advertising Giant – GEICO Reviews

The Government Employees Insurance Company (GEICO) provides car insurance for over 10 million customers. The below GEICO reviews are from some of those customers.

Founded in 1936 by Leo Goodwin, Sr., GEICO  began selling auto insurance to federal government employees and their families. Despite having ‘government’ in its name, GEICO has always been a private corporation and has never been affiliated with any federal or state governments. Headquartered in Chevy Chase, Maryland, GEICO sells car insurance in all 50 states. The below GEICO reviews are from nearly all of these states.

Owned by Berkshire Hathaway, GEICO has enjoyed a resurgence in recent years thanks to advertising. Several of their advertising campaigns have become well-known in recent years – most notably the GEICO gecko and cavemen campaigns. As of 2007, GEICO boasted over 13 million insured vehicles with over 11 million policyholders.  GEICO is one of top insurers of automobiles in the nation. If you have an experience with GEICO, leave a review – good or bad.

To see reviews for a different company, checkout these auto insurance reviews.

For State Farm reviews, click here.

For Allstate reviews, click here.

Overall Rating4.24.24.24.24.2
Price4.134.134.134.134.13
Service4.324.324.324.324.32
Claims4.24.24.24.24.2

Reviews (274)

  • B Fette

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    Overall Rating 44444
    Price 55555
    Service 55555
    Claims 44444

    I have been a customer of Geico for about three years now. I have yet to file a true claim but have had a windshield fixed which was free. Overall their website and mobile apps are fantastic. It’s a blessing to have a digital copy of my proof of insurance and one less things in my wallet. Pricing is extremely competitive and any time I have dealt with customer service they have been great.

    Reply

  • Jasmine C

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I have been with Geico for years and they have never let me down. Every interaction that I have with them is seamless. Over the course of the last ten years, I have had two accidents and needed to get my windshield replaced once. Both times were extremely pleasant, given the circumstances. The customer service reps are always very pleasant and kind and are extremely helpful, the rates are good (always discounts available, and the service is commendable. I would definitely recommend to anyone

    Reply

  • Lisa V

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I went to get my car inspected a couple months ago, and realized when I got there I did not have my insurance card. I was suppose to have picked it up at the Post Office and completely forgot. I called my insurance agent and they told me it was no problem that they could fax it straight to the inspection station and I would be good to go. This was quite a relief. I get very nervous when doing things like this and the agent was very helpful and patient with me. I have had Geico as my insurance agency for over 15 years I switched from Allstate to save money and have not been sorry one bit. They are very helpful and have a great website. Very user friendly. I have not had any accidents, so no claims have needed to be filed. I have been contacted by them to save money. They have made suggestions about taking a defense driving class that would save on my premium, which I took but my husband did not want to. They also were very helpful when my children started driving, helping me get the best rates for covering them. I have from time to time price shopped when other companies ask if I would like to save on my insurance and have yet to find another company that covers as well for the price I pay.I am very please to be with Geico and do not intend to change insurance agencies unless something happens to change my mind. I would stay with them if their prices increase to a certain extent because I have had no problems with them and enjoy the ease with which I keep my policies in order. They make things easy and straight forward.

    Reply

  • Michelle L

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 33333

    I have to say the adds for Geico are correct, I did lost 15% or more on my auto insurance. In fact, I saved cost to 30%. I liked the ease of using Geico’s website. I did have questions so I used the link to talk to someone. I entered my cell phone number and the infamous Geico gecko called me back and told me someone wanted to talk to me who was very helpful, knowledgable young man. When i was done I felt like I had been chatting with a friend, not shopping for insurance. I haven’t had to use Geico for a claim so I can’t speak to that aspect. Another small but notable feature I used once was pushing back my due date for monthly charge to a later day in the month.

    Reply

  • Jeremy M

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    Overall Rating 22222
    Price 55555
    Service 33333
    Claims 22222

    A few months ago, we had a snow storm in North Carolina. I use that term loosely, because it wasn’t so much a storm as it was simply frozen precipitation. No matter the terminology, the end result of the storm was that my windshield suffered a small crack. No matter, I thought. I could hold out until I had some extra spending money. As the crack began to grow I shortly realized that this was not the case. I filed a claim on the Geico website and soon found out that a repair was my only option due to the size of the damage. That’s fine, I thought. I had to buy comprehensive car insurance since I am financing the cost of this new vehicle through the bank, so surely I would be covered. I am covered, but with a $500 dollar deductible. To put that figure in perspective, my entire six month premium costs $330. What is the point of owning insurance if the cost to replace is more than my entire policy? Filing a test claim, I was quoted $300 to fix it. Now, keep in mind, my vehicle just has standard glass with minimal tinting. There are no fancy sensors or anything like that, and the price was STILL almost as much as my six month policy. That’s so far beyond the line of absurdity that I almost felt like calling up customer service and shouting at them. I did call, but they were unable to help me any more than the website could. At least they were polite. The end result ended up being $175 dollars out of my own pocket for a third party company to repair my damaged windshield, cutting out Geico entirely. The only reason I am still with them is for their low price, but I am now worried about what accidents and damage that could possibly be uncovered

    Reply

  • S Hayes

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I absolutely love Geico Insurance. I have been insured by this company for over 7 years and have never had a problem. I only have good things to say about the customer services, claims department, rates and policies. My husband and I both has had to make claims on our vehicles, and both experiences were easy and positive. The representative even agreed to work with just me face to face, since my husband works and was unable to get off. They roadside assistance offered with my policy has saved me on more than one occasion, including recently when I locked my keys in my car. It was just a quick call, and I was good to go. I had no out of pocket expense. They were also on the ball when my old van broke down. The agreed to tow the car home for me instead of just to the nearest dealership. This saved me a lot of time and money. My rates are very reasonable even after an accident that I caused. I called them after the accident and the woman I spoke with was very friendly and reassuring that accidents were just accidents. And insurance companies exist because of accidents. My rate did go up a little,but nothing horrible. It could have been a lot worse. I have never considered leaving Geico, and I don’t think I every will. They are super friendly and very convenient. I can pay online and there are many options on how and when to pay.

    Reply

  • neshay M

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    Overall Rating 22222
    Price 44444
    Service 11111
    Claims 55555

    I was looking to change insurance companies from another one that i had been with for years but didn’t really offer and really good coverage or incentives to stay with them.A coworker told me that she had GEICO and was very happy with there rates and how they might be cheaper than what I was paying now. So i looked them up online and did a instant quote and the price they quoted mt was almost half of what i was paying with the company that I was with so I jumped at the chance to switch over I set my self up for auto pay because that gave me a even cheaper rate for 6 months after that everything was fine i didn’t have any complaints until I looked at my credit card bill and say that Geico had been taking double payments every month instead of the once per month payment I agreed upon I quickly got on the phone with customer service and the agent assured me that it was a mix up but they could not refund my money instead they would just apply it to what i owed i told them thats not good enought i did not authorize you to take double payments i want my money back after no less than two weeks i was refunded the money that they owed me but the damage had been done in my eyes they were no longer trustworthy so i ended up switching too ALLSTATE and although they do cost me more they have great incentives for good driving and i haven’t had any issues with billing.

    Reply

  • K. Khalid

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    Overall Rating 55555
    Price 44444
    Service 55555
    Claims 55555

    When it came time for my husband and I to choose a car insurance, we knew my father had done business with Geico for over ten years. My father has always liked their service. They were always very helpful to him and and answered his questions as well and as quickly as possible. Since he had such good service with them, we went ahead and compared prices and packages with many different auto insurance agencies. None of them were as low as Geico. We signed up online and chose our package. They have it so streamlined, it just took a few minutes. We didn’t have to leave our home and that made it so easy. What I also really liked was that we didn’t have anyone from Geico harassing me on the phone with repeated calls when I wasn’t sure (in the beginning) as to whether or not we would choose them. I found that as you are searching for insurance, you wind up getting a lot of emails and phone calls. GEICO didn’t do that. Now that we have, we are glad we did. It just goes to show, with a man as stern and hard as my father, if he’s been in business with a company for over ten years, they should really be considered if they are meeting his standards! It’s been several years now and we’re still with Geico. When our car broke down, they made getting our car towed a very easy and fast process.

    Reply

  • donna

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    Over 16 years, I’ve had nothing but good experiences with Geico. Their road side assistance has been a life-saver on several occasions. Each time I was broken down (far from home) I just called Geico, and they found the closest shop and sent help. Since it was covered by my insurance, I didn’t have to worry about payment at that moment. The shops they worked with (one in downtown Philadelphia, one in rural Ohio, one in the Boston, Mass region) were all professional, quick, and courteous. In addition, though I live in a small town and the closest Geico office is 50 miles away, when a deer hit my car I didn’t have to go to them to get an estimate; an agent visited me and met me in the parking lot at my place of business, making the estimate process as easy as it could possibly be. On top of all that, the Geico online services are easy to use and well-organized. I’ve managed to misplace my insurance cards more than once, and they’re just about three clicks away. I do auto-payments online, so I never have to worry about forgetting the bill. But I’ve never had any errors or problems with the online payment system. Finally, when I was calling about a claim when my last car was aging, the agent pointed out to me that although my coverage probably made sense when I bought the car, given the car’s age I had it insured for more than its value. She suggested I drop the coverage slightly to save money until I purchased a new car. And I didn’t even ask! I know some people think big companies don’t provide good service, but Geico is definitely an exception. Love them!|

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  • Kristy

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims Not Rated

    I have been with GEICO for over seven years. My father has been with them even longer. I thought I could do better going with a newer company but I gave them a call to find out what was up. These are the friendliest and most helpful people I’ve come across. My first consideration when I selected GEICO to be the insurance provider for my automobile was the cost. I compared quite a number of providers before choosing GEICO and while most offered comparable services and coverage, GEICO was by far the most economical. I have since come to find that while the premiums I pay may be the most economic, the service provided by the representatives is always top notch. I give GEICO the highest marks possible and I would recommend them highly to anyone who ask. I also like the way they show interest in each individual person with what you may or may not need in your policy. Several years ago my husband was extremely ill and unable to work and I had to ask them several times to wait for a payment, but please don’t stop the insurance as we were driving back and forth to doctors and hospitals frequently. There was never a problem, their customer service people were very understanding and kind. What I also really liked was that we didn’t have anyone from Geico harassing me on the phone with repeated calls when I wasn’t sure (in the beginning) as to whether or not we would choose them. Now that we have, we are glad we did.

    Reply

  • D. Knutsen

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I’ve always thought that the save 15 percent or more on your car insurance by switching to Geico was just a gimmick, but I was surprised to find out that by switching to Geico my bill was cut in half! Geico is truly an excellent insurance company. I had gotten hit by a driver and within an hour they set me up with a body shop, and had a rental car ready for me. It was a truly painless experience. I opted to report the claim through Geico because they made it such a painless experience. By doing so, I had to pay my deductible, but within a couple of days they had went after the other motorists insurance company and was able to reimburse me in full. Their customer service is truly top notch as well. When I call to change my policy, I don’t have to sit on hold. I’m able to talk to a real person within minutes, and they have always been more than helpful in getting me all the discounts available to me. Paying my bill is a piece of cake as well. It’s just a matter of giving them a call and telling them my payment information. It literally only takes five minutes! All in all I would have to say that I am pleasantly surprised with how great of a company Geico is. They are the whole kit and caboodle. They have excellent customer service, and really are the most inexpensive insurance company around. 5 stars out of 5 stars!!!|

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  • JCampbell

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    Overall Rating 55555
    Price 44444
    Service 55555
    Claims 55555

    I currently have been with Geico insurance for about four years. I’ve never had an issue with the company and they have top notch customer service and accident specialists. My vehicle was hit while I was in a business by a drunk driver and they handled every bit of my claim and got me back into my fixed car in a matter of weeks. I’ve spoken to multiple agents and have never had an issue in regards to customer service or experience.

    Reply

  • Annie H

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    Overall Rating 44444
    Price 55555
    Service 55555
    Claims 55555

    My husband and I have had Geico for about 3 years now and we both really like it. Their rates are reasonable and they don’t just keep going up because they can which is what our other car insurance did. We didn’t have any tickets or wrecks and they kept raising the rates. They tried to say it was because my husband has student loans. which was crazy to me because the 2 shouldn’t have anything to do with it. When we talked to an agent at GEICO, he said that was ridiculous and that GEICO would never do that. True to his word, they haven’t. The rates go up a couple dollars every now and then but for the most part they stay the same. A couple times they even went down by at least 20 dollars because of prompt payments. The agent was very nice and helped us get set up on auto-payment. I downloaded their app and it’s so easy to use and it comes in very handy when we want to change something about our plan but don’t want to have to wait on the phone forever and a day. Two things do bug me about GEICO but they are minor things. The first is why do they feel the need to end a document every time the next payment is due. We told them that wasn’t necessary and it seems like just a waste of paper to me. Another thing is if we change the payment schedule, there’s a dollar charge if it the payments get spread out.

    Reply

  • Christine

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    Overall Rating 11111
    Price 11111
    Service 11111
    Claims 11111

    I was hit by a Geico customer and was directed to a Collision Center for a Geico claims estimate. During the estimate at the facility, I was told the discrepancy of the estimate from the shop I preferred and the Geico estimate would be worked out and I wouldn’t have to pay out of pocket. That was not the case and now I have to pay for an accident that wasn’t caused by me. I would rethink the using the Geico if this is how they treat people with claims against their customers.

    Reply

  • Eric H

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    Overall Rating 55555
    Price 44444
    Service 55555
    Claims 55555

    Originally I had State Farm car insurance but after 6 years of never getting a ticket, never having an accident someone T-boned me in an intersection and totaled my car. State Farm did everything in their power to not pay me or help me out in anyway. Long story short they worked out a “deal” with the other guys insurance company and I wound up getting shafted and had to buy a beater car just to get to and from work. After that I dropped them and picked up Geico. 3 years later of clean driving I hit a patch of ice and my car was again totaled. Geico worked with me and even set me up with a loaner. Never once did I feel like they were trying to weasel out of giving me money and helping me out. They wound up getting my car fixed up and back to me within the month and my rates didn’t even go up since it was the first time I’d had any kind of claim with them. I’ve definitely recommended them to all my friends and family who were also using State Farm and were unhappy with them. Stephanie helped me out and treated me like family at every step of this ordeal. Unless Geico somehow royally screws me in the future I’m going to stay loyal to them, I’m tired of insurance company that treat me like a walking wallet who just gives them money every year and then never gets any back because of some shady loop-hole weaseling out of their job.

    Reply

  • Michelle L

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I needed to switch insurance companies, so I took the afternoon to call around. I called several companies, and got some fairly decent auto quotes, all much much lower than what I was paying currently. My last call was Geico. I really wish I had called them first. From the start my experience was amazing! The service representative answered very fast, and immediately made friends with me. I felt as if I had known him for years! He asked me a bunch of questions about my car, and within minutes had me this perfect quote. It was over $200 dollars cheaper than what I had been paying for three entire years! THREE YEARS! He was able to get me set up within a very few minutes. During the phone call he asked the basic information, but they were actually able to pull my DMV information from my Social Security Number, so I didn’t even have to dig to look for numbers or anything else. He was able to get my insurance set up so that I did not have to pay anything to start today. Better yet, I got to start my Geico Insurance the day that my other insurance was paid through. They totally understood that we had just paid Four Hundred Dollars out to the other company. I was floored that they worked with us so well. They set us up with auto deduction each month, and it will come out on the same day! No more guessing how many days early our insurance was going to be due the next month! They were able to set us up on a bundle program, so that we got discounts for putting all three vehicles on there. They also gave us a valued customer discount since we had been with our previous company for five years. They kept congratulating us on our great driving record. We felt so comfortable with them. What was the best part? They emailed us our policy numbers while we were on the phone with them. Also, they sent us letters to send our current insurance company to let them know that we were “breaking up”. It was awesome, and so unexpected. I would definitely recommend Geico to anyone looking for the best prices and the absolute best customer service!

    Reply

  • Lauren B

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    Overall Rating 44444
    Price 55555
    Service 44444
    Claims 33333

    When my husband and I had started to look for car insurance for both of our cars (we were with our parents insurance up until this point), we looked at ALL the insurance companies- AAA, State Farm, Progressive, Allstate, etc. GEICO was by far the cheapest option- I don’t know if it was because my parents had been GEICO customers for years, or what it was, but they had the cheapest price for overall coverage. We have really liked working with them and I like being able to choose exactly what I NEED covered- we don’t need full coverage on our two older cars, so I was happy I could pick and choose what I wanted. I have done everything online and it was pretty easy; the only thing I wish was better was not having a limit to the amount of quotes I asked for. After a few times, it said I needed to call GEICO and speak with someone to get another quote. I do not know why this was the case, but in the end I figured out what I needed from a previous quote and didn’t have to call them over the phone. I also like that getting the insurance and printing our the insurance cards is an instant thing- I didn’t have to wait for the cards in the mail, or wait a few days before I could print them out. It was a quick and easy process, which I have to say I was surprised about. Overall, I really like GEICO so far. This coming February will be our second year with them and I do believe we’re staying with them for the time being. They have good discounts!

    Reply

  • Sandhya Shah

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I have been with Geico for more than 20 years. I have never had a terrible ordeal. I expected to record a case around 12 years prior as I was in a mishap that was not my deficiency. State Ranch was totally on my side. My van was totaled in the mishap and in the preparatory examination by one of their operators, they paid my vehicle credit off totally. Once the case experienced the last examination and it was resolved to be the other party’s issue, Geico sent me a check repaying my $500 deductible in a convenient way. I have never had an awful affair. Truth be told, I bought another vehicle 2 days prior and notwithstanding accepting a lower quote from another insurance agency for the same scope, I rejected the offer as I am faithful to Geico. My present operators, has addressed inquiries concerning my approach and given me predictable incredible guidance. His staff is dependably neighborly and supportive moreover. exceptionally fulfilled by basic and simple recharging. At reestablishment time I’ve generally shopped a few different organizations, and Geico has dependably been the minimum costly. They have reestablishment accessible by US postage, which makes it extremely basic. All the printed material is done in copy, which makes it simple to have a set with every vehicle protected by Geico. I get my recharging notice no less than a month ahead of time, which makes the likelihood of delay a great deal less conceivable. Friendly client administration. At whatever point I had an inquiry/issue they generally ensured that everything was dealt with. Never had client administration like this with an insurance agency.

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  • Brooks

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    Overall Rating 44444
    Price 55555
    Service 44444
    Claims 44444

    Geico has appealed the most to me for quite some time. They are a big multinational insurer, and clearly their rates are just tough to beat. I insure two vehicles at state minimum coverage and it’s under $400 dollars a year for both cars combined. Also, I really like how easy it is to work with them. They won’t be calling you bugging about some insurance review. But, at the same time they are always there via the internet, or through their toll-free phone number. I have not filed a claim with them, but I understand from friends who also insure with Geico that they have no complaints over that process- and net result. Also, they are timely with all pertinent account information, and can mail you say a proof of insurance card if you need it at any time. Their rates and plans are clear and quite straightforward. It’s that essential simplicity; combined with perhaps the best rates in the business that will keep me coming back year after year as a loyal and enthusiastic Geico customer.

    Reply

  • Angela

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    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    After 15 years of service, I can still say I’ve had nothing but good experiences with Geico, despite not having a “local” agent near where I live. Here are a few of the great experiences I’ve had with Geico. The first car I had ensured with them was a reliable Oldsmobile. I drove it till it had 300,000 miles on it.

    When the car was about 10 years old, I had required some service (cracked windshield), and while I was talking with the agent she said, you know, your car is currently ensured at a replacement value that is higher than the blue book value, given its age. So we adjusted my coverage and I saved some money for the rest of the life of that car. On another occasion, I was hit by a deer and the agent needed to see my car prior to the repairs. I’m a college teacher, so my schedule is a little tricky (can’t just cancel class for something like this). My Geico agent arranged to meet me in the parking lot at work in a 40-minute window between my classes, and he arrived right on time. (Could someone tell my cable company this is possible?) I carry Geico’s road-side assistance service, and it has been a lifesaver on several occasions: blown-out tire, frozen fuel pump, dead alternator, and a crazy event where I got stuck in some snow in a parking lot. All these happened to me while I was far from home and on the road, and each time Geico found the closest tow place, repair shop, etc., and got them to me quickly. (I was amazed when a friend with a different road-side assistance program got much inferior services, because this is the only insurance company I’ve had.)

    Reply

  • Hendrix

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    Overall Rating 44444
    Price 55555
    Service 44444
    Claims 44444

    I have an auto policy on my 2005 Chevrolet Silverado with Geico. It was very easy to start the policy. I went to the website and filled out the form. I decided to pay every 6 months and then everything was set up. I think the price is fair. I pay about 500 dollars every 6 months for my vehicle and also in case if I damage someone else’s vehicle. I think the coverage is high and will protect me in most situations. The policy premium is a small price to pay for the security and peace of mind that Geico gives me. I have gotten in two accidents in the past couple of years and had to deal with the company. The first was when a truck pulled out in front of me and dropped a large pipe in the road. I had to stop quickly and the car behind me rearended me. I called the company and they let me know that if I paid a 500 dollar deductible I could have all my repairs done. Thankfully my dad was able to repair the damage to the bumper. This accident was not my fault, but the one I got into next was. I was in an unfamiliar neighborhood and ran a stop sign. There was a car coming on the cross street and hit me in the passenger door. I was really afraid that I might have caused damage to the other person or the vehicle. Geico gave me peace of mind that I will be protected and not lose big financially from this accident. They called me to let me know they were there to defend me if anything was broken or the person was hurt. I felt safe and secure with Geico and was glad to have them on my side.

    Reply

  • K. Khalid

    |

    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    My family and I have been with Geico for almost ten years now. Every once in a while we ask for quotes from many other auto insurance companies, but time and again, Geico proves to us that we have the best deal. No matter which way we work it, Geico always has ensured that we have the lowest insurance premiums. When our car broke down, Geico was quick to help us out and get a tow truck out to us and get us to our family mechanic. Whenever we have had questions, they left no stone unturned and made sure we fully understood everything before we got off the internet or off the phone with them. When I’ve called them, I’ve never had to wait very long and the workers on the other end always knew what to do or who to direct us to and could always answer our questions quickly or find the person(s) who could. I haven’t had service like that with any other company. When we moved from one state to another, we were quite worried that our insurance premiums would skyrocket but Geico was there for us and made our transition smooth. I was grateful to see that our premiums didn’t go up very much at all and were still tons lower than all the other available auto insurers. When my sister’s car was totaled, they were quick to get her into a rental until they finished their investigations, which were lightning fast. Before she knew it she had her replacement car in a matter of a few weeks. My family and I are pleased with Geico and I have to say, I am quite sure we will remain loyal customers with them for many more years to come.

    Reply

  • Jason

    |

    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 55555

    I have been with Geico auto insurance for almost ten years. They have always treated me well. I have a convertible car and the rear window shattered one year. I called Geico and they said they would cover it after I paid my deductible. They scheduled a meeting with an adjuster, which was quick and easy. Geico worked with the repair company to schedule a repair time. Geico also gave me a free rental car for the time period that my car was in the shop. Afterwards, the car’s roof was replaced and the whole situtation was handled perfectly. Geico’s web site is a pleasure to use. I can log on, check my coverage, make a payment, get ID cards and more. They also have a very useful mobile app, which allows you to do many of the same things right on your smartphone. I have their roadside assitance. I’ve had to use the roadside assistance twice and both times it was fast and easy with no charge to me. One time my car had to be towed, and another time the driver jumped the battery on my car to start it. Geico is also willing to help with payment issues. On a couple of occassions, I had to contact them to delay the monthly premium payment by a few days. They handled everything over the phone with no hassles. Overall, I am very happy with Geico and have no plans of switching. I would recommend them to anyone who has need for auto insurance

    Reply

  • james

    |

    Overall Rating 55555
    Price 55555
    Service 55555
    Claims 44444

    To date Geico is, the best company I have been with. They are more than just a series of cute commercials. The company actually manages to deliver. Over the course of my driving history, I have been with three different companies, including State Farm Allstate and my current company. Geico provided the best price at the beginning, and they have maintained that price through the years. They are convenient, offering payment through a number of different methods, and either in a lump sum or monthly installments. They also offer an automatic payment plan, where each payment is automatically deducted, eliminating the penalties due to forgotten payments or missing stamps and envelopes. I have not had to file a major claim, but minor ones such as glass replacement were taken care of with little trouble. I have spoken with other clients that have required repair or replacement of their vehicle, and they were generally satisfied with the process. That does not mean they obtained full replacement value, but the amount was viewed as fair. I have reviewed my insurance with a local agent in person, and verified with the national company at their toll free telephone number. They were easily able to verify my provided driving history, and quickly used it in the evaluation of my policy. I would give them serious consideration if you are in the market for a new company, particularly if you are located deep in the heart of Texas. If you also have home owners insurance, it is possible to get an additional discount on both policies

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