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Compared to Other Laws, Lincoln Car Insurance Laws Are Boring

Written by Michele Wilmonen. Posted in Research Last Updated: 12/10/2013

Lincoln car insurance

Unlike the Lincoln car insurance laws, not all Lincoln, Nebraska laws were thought out evenly.

There are just some laws on the books, other than Lincoln car insurance laws, that make you laugh.

Okay, we all know that we have to carry Lincoln car insurance to be able to drive legally, right? If you didn’t know that, you do now. And here is a refresher of the minimum amount of insurance coverage that you are required to have:

  • $25,000 per person per accident
  • $50,000 per accident bodily injury
  • $25,000 per accident property damage

Boring, right? Well, here are some other laws on the books that are right alongside the laws requiring Lincoln car insurance that will make you laugh, and some will make you scratch your head as to why they had to make it a law.

Old Lincoln Traffic Laws

As of May 1968, you are not allowed to ride your horse or drive any horse-drawn vehicle on the sidewalk. Oh yeah, don’t drive your vehicle on the sidewalk either. Interesting to note is that the no vehicle on the sidewalk law was made in 1954, then 14 years later the horses were banned from the sidewalk.

This law from 1960 is too good to transcribe, so here it is directly from the Lincoln city ordinances:

“The person in charge of any garage or repair shop in the city to which is brought any vehicle which shows evidence of having been struck by a bullet shall report to the police department of the city as soon as such vehicle is received, giving the engine number, manufacturer’s serial number, registration number, and the name and address of the owner or operator of such vehicle.” (So don’t shoot your car on accident)

“Failure of Common Sense” Lincoln Traffic Laws

The following laws make you wonder if the city fathers were just covering all the angles, or if someone’s lack of common sense required that they make these laws.

“It shall be unlawful for any person to throw or deposit any glass, nails, tacks, wire, cans, or other substance likely to injure any person, animal, or vehicle upon any street or public way.” (April 1954)

In 1954, you were required to have a horn on your vehicle that could be heard at least 200 feet away. However, it wasn’t until 1990, that it was illegal for you to drive a vehicle without brakes. Yeah, I’m scratching my head on that one also.

At least with the Lincoln car insurance laws that the State of Nebraska created, you can track the thought process on that one.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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