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Commerce Insurance Discounts for Massachusetts

Written by Michele Wilmonen. Posted in Research Last Updated: 11/17/2015

Finding ways to save money with Commerce Insurance Discounts in the state of Massachusetts.

Commerce Insurance discounts are available for all of thier policies and most current or future clients will qualify for at least some of the discounts. For your convenience, Commerce Insurance has provided a breakdown of the discounts available for each of the two states (Masschusetts and New Hampshire) they write in.

For the Commerce  Insurance discounts available in New Hampshire, please visit here.

Commerce  Insurance Vehicle Discounts

  • Anti-Theft Discount – up to 36% off of the premium for qualifying anti-theft devices.

Commerce  Insurance Drivers Discounts

  • Age 65 or Older Discount – 25% discount for all coverages will be applied if the principle operator is 65 years or older. Talk to your Commerce  Insurance for additional requirements that may need to be met.
  • Drivers Training – 10% discount for specific coverage for operators licensed for less than 3 years once they have competed an approved Driver Training Program.
  • Good Student – 10% discount if the youthful assigned driver meet specific grade qualifications. Contact your Commerce  Insurance agent for more information.
  • Student Away From Home – 10% to 15% off your premium for youthful drivers away from home that meet specific qualifications.

Commerce  Insurance Policy Discounts

  • Account Discount – 15% off your automobile premium when you insure home and auto through Commerce.
  • Loyalty Discount – Up to a 4% discount on your policy.
  • Multi-Car Discount – 8% discount for households that have two or more private passenger vehicles.
  • Paid In Full – 5% discount on specific coverage when annual premium is paid in full.
  • Green Discount – 3% discount on applicable coverage parts for scheduling your bill to be paid electronically.

Commerce  Insurance Lifestyle Discounts

  • MA Educator Insurance Discount – Educators who are members of specific associations or groups qualify for a discount on their Massachusetts private passenger automobile policies. Contact your Commerce  Insurance agent for more details.
  • Annual Mileage – Up to 12% will be taken off your policy for vehicles that are driven 15,000 miles or less annually and have been owned for 6 months or more.  Exclusions do apply for certain vehicles.

Commerce  Insurance Special Discounts

  • Shop Smart MA Insurance Discount – Up to an 8% discount when you purchase a new policy with us at least 7 days prior to the expiration date of your existing policy.
  • Loyalty Plus Special Pricing – “….insurance customers who are AAA members can have their premiums reduced by up to 10% with special pricing based on their AAA membership and good driving record. In addition, non AAA members who have maintained continuous coverage with Commerce, and who would have previously qualified for the Loyalty Discount, will continue to receive reduced premiums, through Loyalty Plus Special Pricing. Eligible AAA members will continue to receive the AAA Package Endorsement at no charge. Please note that policies through MAIP are not eligible to receive the AAA Package Endorsement. Other exceptions may apply.” (http://www.commerceinsurance.com/Other-Auto-Insurance-Discounts-MA/)
  • Group Auto Insurance Discounts – Please visit the Commerce Insurance website for details and a list of the more than 200 groups that qualify for group auto insurnace discounts.

Please note though, that because we are not Commerce Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Commerce Insurance car insurance discounts that are offered by the company, contact your Commerce Insurance agent or enter your zip code at the top of the screen for a personalized quote.

21st Century Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 04/28/2015

Finding ways to save money with 21st Century Insurance Discounts is a basic affair.

The 21st Century car insurance discounts that we were able to find were pretty basic. These are the same discounts that you can find with just about any other car insurance company.  However, the one thing that we did find was that they broke down their discounts by state.

For more information about the specific 21st Century car insurance discounts offered in your state visit their website.

21st Century Vehicle Discounts

  • Anti-Lock Braking System Discount – A discount of 5% is available on Bodily Injury Liability (BI) coverage and Property Damage Liability coverages.
  • Anti-Theft Device Discount – Receive up to 5% off the Comprehensive Coverage premium. See your 21st Century car insurance agent for the details on what anti-theft devices qualify.
  • Air Bags/Automatic Seat Belts Discount – Having air bags and automatic seat belts in yoru car could save you up to 30% on specific coverages. (Automatic seat belts are belts that lock in place without assistance)

21st Century Drivers Discounts

  • Driver Training Discount – Drivers under age 21 who complete a state approved driver training course are automatically entitled to discounts on their policies.
  • Away at School Credit – If a young unmarried female operator or a young unmarried male operator is a student residing at college
  • Good Student Discount – The good student discounts are valid for one year. Contact your 21st Century car insurance agent for the details.

21st Century Policy Discounts

  • Multi-Car Discount – When you put 2 or more vehicles on you 21st Century  car  insurance policy you can receive up to a 30% discount on certain car insurance coverages.

Please note though, that because we are not 21st Century Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current 21st Century car insurance discounts that are offered by the company, contact your 21st Century insurance agent or enter your zip code at the top of the screen for a personalized quote.

 

Arbella Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 04/20/2015

Finding ways to save money with Arbella car insurance discounts.

Arbella car insurance discounts range from getting a discount for being deployed active military to driving an electric car. You just never know what discounts you might qualify for with them until you contact them.

Arbella Vehicle Discounts

  • Hybrid/Electric Car Discount – Up to a 10% discount  for driving a hybrid or an electric car.
  • Anti-theft Discount – For certain anti-theft devices, Arbella Will Discount Your Car Comprehensive Coverage Insurance Premium As Much As 36%

Arbella Drivers Discounts

  • Good Student Discount – Full-Time Students who have less than six tears of driving experience, and are on the Dean’s List/Honor Roll Or Maintain A “B” Or Higher Average can qualify for a discount.
  • Safety-Training Discount – New drivers who complete a safety-training program that includes both an Arbella-approved online training curriculum and a driver simulator can save up to 7%.
  • Additional Driver Training Discount – Up to a 5% discount for new and inexperienced drivers who successfully complete both the basic driver training course and another qualifying program.
  • Motorcycle Rider-Training Discount – Up to a 10% discount for those hat have completed an approved motorcycle rider-training program.
  • Experienced Operators Discount – Drivers age 65 Or older may be eligible for a discount of up to 25% Discount

Arbella Policy Discounts

  • Paid In Full Discount – Save 3% just for paying your premium in full.
  • Multi-policy Discount – You could be eligible for Savings of up to 10% if you have other personal insurance With Arbella or a qualifying company.
  • Multi-vehicle Discount – Having more than one car insured with Arbella can save you another 2%.
  • Loyalty Discount – Every year you renew your Arbella car insurance policy, you may be eligible to earn an additional 1% of your premium.

Arbella Lifestyle Discounts

  • Deployed Militay Discount – Drivers who are deployed on duty more than 100 miles from where their car Is garaged can qualify for a 10% discount.
  • Away College Student Discount – Earn up to a 10% discount when your college student goes off to school more than 100 miles away and leaves the car at home.

Arbella Special Discounts

  • Annual Mileage Discount – If your annual mileage is less than 10,000 miles a year you could get a discount for that too.

Please note though, that because we are not ArbellaInsurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Arbella car insurance discounts that are offered by the company, contact your Arbella insurance agent or enter your zip code at the top of the screen for a personalized quote.

American Family Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 04/19/2015

Finding ways to save money with American Family car insurance discounts.

American Family Car Insurance Discounts are offered for a wide variety of reasons by American Family Insurance, including some that you don’t always see from other companies.  If you don’t already have American Family and some of these discounts apply to you, you may want to look into getting a quote from them.

American Family Vehicle Discounts

  • Air Bag Discount – Discount rates range from 10 to 30 percent for private passenger vehicles that are equipped with factory-installed air bags.

American Family Driver Discounts

  • Accident-Free Discount– In certain states, good drivers are eligible for a 5 percent discount if you’ve insured your vehicle with American Family Insurance for three consecutive years without an accident. After 6 years without an accident, you could be eligible for a 10 percent insurance discount.
  • Good Driver Discount – Drivers that have no accidents, violations or claims could receive 5 to 10 percent off their premiums.
  • Defensive Driver Discount – 5 to 10 percent discount for those that have completed an approved defensive driving course and meet specific age requirements.
  • Good Student Discount – This discount varies based on certain factors that your American Family Car Insurance agent can go over with you.
  • mySafetyValet — Based on driving performance, this discount could save you 5% at first and then after six months into the program, up to 30%. Discount percentages vary. This program is not available in all states.

American Family Policy Discounts

  • EarlyBird Discount – If you’re an auto customer holding an active policy with another carrier and receive a quote from us at least seven days before it goes into effect, there may be a discount in it for you. Discount percentages will vary
  • Multiple Vehicle Discount – Insure one or more vehicles on the same policy and you could paying less than if they were insured on separate policies
  • Steer into Savings Discount – Switching to American Family from another insurance company could qualify you for a discount

American Family Special Discounts

  • TimeAway Discount – For drivers up to 24-years-old who are attending school 100 miles or more away from home and do not have the insured vehicles could be eligible for a discount.

Please note though, that because we are not American Family Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current American Family car insurance discounts that are offered by the company, contact your American Family insurance agent or enter your zip code at the top of the screen for a personalized quote.

AAA Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 04/02/2015

Finding ways to save money with AAA car insurance discounts.

AAA car insurance discounts aren’t restricted to just members of AAA. Anyone that has AAA car insurance could possibly qualify for any of the following discounts.

AAA Vehicle Discounts

  • Multi-Car Discount – Discounts are available when two or more qualifying household cars are insured through AAA with mandatory coverages.
  • Anti-Theft Device Discount – A discount on the comprehensive coverage of policies are available if your vehicle has an approved theft prevention or recovery device

AAA Drivers Discounts

  • Discounts for Good Drivers -Reduced rates are available for drivers who become and remain free of any claims or driving violations.
  • Good Student Discount – Qualifying full-time students who maintain a B average or better in school can qualify for a discount based on their grades
  • Defensive Driver Discount – Drivers 55 and older may be eligible for savings if they take an approved defensive-driving class

AAA Policy Discounts

  • Multi-Product Discount –  You may be eligible for a discount on your auto insurance premium if you purchase a home, renters or other insurance line with them.

AAA Special Discounts

  • AAA Membership Discount – A discount for belonging to AAA
  • Group Rate Discount – Belonging to certain groups (credit unions, professional associations and employer groups, etc.) can qualify you for a discount.

Please note though, that because we are not AAA Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current AAA car insurance discounts that are offered by the company, contact your AAA insurance agent.

 

 

 

 

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