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AAA Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 04/02/2015

Finding ways to save money with AAA car insurance discounts.

AAA car insurance discounts aren’t restricted to just members of AAA. Anyone that has AAA car insurance could possibly qualify for any of the following discounts.

AAA Vehicle Discounts

  • Multi-Car Discount – Discounts are available when two or more qualifying household cars are insured through AAA with mandatory coverages.
  • Anti-Theft Device Discount – A discount on the comprehensive coverage of policies are available if your vehicle has an approved theft prevention or recovery device

AAA Drivers Discounts

  • Discounts for Good Drivers -Reduced rates are available for drivers who become and remain free of any claims or driving violations.
  • Good Student Discount – Qualifying full-time students who maintain a B average or better in school can qualify for a discount based on their grades
  • Defensive Driver Discount – Drivers 55 and older may be eligible for savings if they take an approved defensive-driving class

AAA Policy Discounts

  • Multi-Product Discount –  You may be eligible for a discount on your auto insurance premium if you purchase a home, renters or other insurance line with them.

AAA Special Discounts

  • AAA Membership Discount – A discount for belonging to AAA
  • Group Rate Discount – Belonging to certain groups (credit unions, professional associations and employer groups, etc.) can qualify you for a discount.

Please note though, that because we are not AAA Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current AAA car insurance discounts that are offered by the company, contact your AAA insurance agent.





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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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