Why Did My Car Insurance Premium Go Up?
Q: I just got my car insurance renewal and my premium went up, but I have had no claims or tickets. Why did it go up?
A: If you have not had any claims or tickets, your car insurance most likely went up because the company had a state-approved rate increase since you last renewal. Increases can also be because the safety and claims data for your vehicle has been updated, this can happen on any year vehicle but more often on current or next year vehicles.
Your credit score can also have an affect on your car insurance premium.
If you have seen a recent increase in your premium, talk to your insurance agent to find out why. If you are unhappy with the answer you can always have your car insurance agent get you quotes from other companies to see if they cant find you a better rate.
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