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Where Do I Find the Cheapest Car Insurance?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 11/27/2011

Cheap car insurance is the treasure chest at the end of a treasure hunt.

There is no special company to go to that you are absolutely guaranteed to get the cheapest car insurance in your area. First, each car insurance company has different rates that they charge and they fluctuate.

For example, you could get a quote from State Farm for one rate and then give the same exact information to Progressive and get a different rate. Call them again a year later with the same information and the one that gave you the cheaper rates last year could be the expensive one this year.

Second, each driver has different driving information that will affect where they find the cheapest car insurance. So as you can see there is no set place that you could be sent to for the cheapest car insurance.

The only thing that you can do to find the cheapest car insurance for yourself is to call around and get quotes from different car insurance companies and agencies.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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