Like anything else that is added to your insurance policy, the cost of adding a teen depends what is already on your policy.
For parents of teen drivers, being able to know how much your teen is going to increase your insurance premium would be a dream come true. Unfortunately, we don’t live in that type of world and the expense of adding a teenager to an insurance policy is not only painful, it is really unknown.
First and foremost, you can’t predict how much a teen will add to your auto insurance premium because all premiums differ from policy to policy. There is no way to even figure out an average across the board of how much auto insurance premiums have increased for other parents.
This is due to insurance policies being rated on information such as the personal information of the drivers already on the policy, the driving records of the drivers on the policy and also the teen being added, the details of the vehicles on the policy, where you live, if you have any specific discounts, if your teen driver qualifies for a good student discount and finally, what vehicle will your teen be driving.
To add to all of those variables is that the insurance premiums vary from state to state and also from company to company. The only thing that you can do is call your insurance company and ask them for a quote to add a teen driver so that you can get prepared for adding them in the future.
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