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Tacoma Car Insurance and Other No’s

Written by Michele Wilmonen. Posted in Research Last Updated: 08/23/2014

No driving without Tacoma car insurance is just one of the many no’s that drivers must know.

tacoma car insurance

No Tacoma car insurance = No driving

Traffic laws are meant to keep us safe, just like our parents did when we were kids. And when we did something we weren’t supposed that could put us in danger we were told no.

Even though we are adults now, things haven’t changed much. We still get told no that we can’t do things, especially behind the wheel of our vehicles that could put us in danger. Here are just a small number of the things in Tacoma drivers get told “no” they can’t do.

No Cruising

Tacoma seems to have cracked down on cruising, for the sake of citizen and traffic safety. Per the City of Tacoma municipal code:

  • You are not allowed to drive past a traffic control point in a no-cruising area more than twice within a two-hour period.
  • If you are caught cruising, and are not an emergency vehicle, taxicab, bus or other business vehicle, you will receive a traffic fine of up to $500 for the first time and up to $700 for any time following that.

No Avoiding The Cops

Think that you can get away with breaking a traffic law just because there is no police officer around? Think again.

The City of Tacoma has automated traffic safety cameras installed all over to detect when a traffic violation is occurring.  These cameras can capture:

  • Railroad crossing violations
  • School speed zone violations
  • Speed zone violations
  • Stop light infractions

When you are captured on camera breaking a traffic law, you will be sent a ticket in the mail within 14 days.

No Driving Without Tacoma Car Insurance

While the above traffic laws and procedures are city level issues, Tacoma car insurance laws are actually state level. The State of Washington is who makes all of the car insurance laws for drivers in the state, which are then enforced by law enforcement on all levels, including City of Tacoma police officers.

To prevent yourself from getting in trouble with any of these law enforcement agencies, always make sure that you are carrying at least the minimum required amount of Tacoma car insurance. If you aren’t sure what those minimum requirements are, we have provided the basics for you:

  1. $25,000 for injuries or death to another person
  2. $50,000 for injuries or death to all other people
  3. $10,000 for damage to another person’s property

For more information on the required coverages you need to have to drive and the coverages you need to be fully protected, contact your Tacoma car insurance agent today.

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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