Medical expenses work differently if they come from your own car insurance policy.
Question: I was hurt when I hit a deer, is there compensation available besides just medical? Pain and suffering from Traumatic Rotator Cuff Tear?
Answer: Pain and suffering payments are made to someone to compensate for the negligence of the other person because of the life interruption and pain they caused. This type of payment is never made to you from your own insurance policy because you cannot compensate yourself for your own negligence.
So in this case, the only payments that would be made under your medical expenses would be to pay for your medical payments.
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