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Is Our Cancellation Date Correct?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 03/12/2013

Q: We asked our insurance company to cancel our policy effective the 28th of February but our effective date shows March 1st, is this right?

Yes, the date your insurance company shows as the effective date of cancellation is correct. If you asked the company to end your insurance policy effective the 28th then that is your last day of insurance coverage with them; effective March 1st you no longer have any coverage with them.

Whenever you cancel your insurance you want to be very specific as to what day you want the last day of coverage with that company to be. An easy way to tell them is just to say that you have new coverage with another insurance company started on a specific day and you want your coverage to end the day before.


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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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