Yes, in this case an insurance refund is due. An insurance company cannot charge you for insurance premium on a vehicle that you do not own any longer. To receive the refund, you will have to provide the Bill of Sale from when the car was sold as verification that it was no longer owned by you.
In the case that you are helping out another individual, like an elderly relative, you may have to provide power of attorney papers to accomplish anything on their insurance policy. Otherwise, they will have to personally make the refund request themselves, but you can still help them with getting everything moving.
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