The determination of coverage is in how the vehicle is classified in this case.
My initial answer to this question was no, and I will tell you why. You can’t transfer insurance coverage from one vehicle to another.
As I thought about it more though, a 49cc motor scooter is not considered a motor vehicle that has to be insured or registered in most states. It is considered a moped or even a “push bike” in some places. Because the uninsured motorist coverage will cover your injuries if you are hit by an uninsured driver while riding your bike, I believe that the coverage will transfer in this case.
In all reality though, because of complicated state laws and insurance loopholes; you really need to consult your insurance agent on this.
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