Figuring out how much your car insurance premium will be before you buy is easier than you think.
Q: Hello! I got into a car accident about three years ago. It was my fault and I did not have car insurance. The damages were 6,000 dollars, so now I am making monthly payments to the insurance company. I want to figure out how much car insurance will be for me before I buy a car. If its ridiculously high I will put a hold on buying a car until I am more financially stable. How do I find out an estimate of how much my car insurance will be?
A: First, collect the information for the vehicle you are looking to purchase (VIN, year, make and model). Next, call an insurance agent or insurance company for a quote on a policy. Make sure when you are giving them your information that you include ALL of your accident information so that you get the most accurate quote possible.
This will give you a very good idea of how much your insurance premium will be.
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