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How Do I Get Verification of a Not-At-Fault Accident?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 07/01/2013

Q: I have recently switched insurance companies and they want verification of a not-at-fault accident from a year ago. I no longer have that info. How do I get one to send to the company so that my payments don’t go up?

A: Contact the insurance company that you were with at the time of the accident and have them write you a letter that the accident was not-at-fault. If your insurance company at the time had nothing to do with the accident you were in, contact the insurance company of the person that was at fault for the accident and paid for your damages to have them write the letter for your new insurance company.


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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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