Compare Rates From Top Providers
Save Up To 46% on Car Insurance
Enter Zip Code:

Hiding a Hit-And-Run Accident from Your Insurance Company

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 01/20/2016

Who finds out about a hit-and-run accident?

Q: My coworker hit a bicyclist and nothing has been reported. His car is damaged. Will his insurance company know that he did a hit and run? What happens next?


A: Well my question would be why is this a hit-and-run accident? Did your friend hit the bicyclist and then take off without making sure that person was okay and without giving them his insurance information?

His insurance company will not find out if there was no police report filed and the other person doesn’t file a claim. His insurance company will also not find out if he doesn’t put in a claim for the damages to his vehicle.

While this may be good news, if he did indeed flee from the scene of an accident the damages to his vehicle can link him to the accident and then he can expect a whole lot of legal trouble in the future.  In other words, his insurance company finding out about the accident will be the least of his worries.

Trackback from your site.

Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

Leave a comment

Overall Rating

Save Up To 46% on Car Insurance
Enter Zip Code: