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Happy Halloween from Car Insurance Guidebook

Written by Michele Wilmonen. Posted in Research Last Updated: 10/31/2015

Don’t let Halloween fun trick you into higher car insurance rates.

halloween

Halloween greetings from Car Insurance Guidebook!

We here at Car Insurance Guidebook want to wish everyone a happy and fun Halloween. We also want to see you safely on the other side of the holiday and without your car insurance rates heading for an increase. So here are some friendly reminders to keep your Halloween a treat.

Halloween Costume Driving

If you absolutely have to wear your costume while driving, here are some things to keep in mind:

  • Never drive wearing a mask.
  • Pull over if fake hair or eyelashes have detached into your eye.
  • Don’t drive if your costume gets in the way of operating your car.
  • Don’t drive if your costume is too tight.
  • Remove your gloves to be able to operate the steering wheel. safely.
  • No clown shoes. Wear shoes that allow you to easily operate your car.

Watch For Halloween Trick-or-Treaters

Per the Center for Disease Control, children are more likely to be killed as a pedestrian by a car on Halloween than during any other time of the year. This is why you as a driver need to be especially vigilant of little ones walking along the side of the road and stop when it looks like they are thinking about wanting to cross the street. The only thing they are paying attention to is the Halloween fun they are having, so it is up to you to help keep them safe.

Pay Attention on Halloween

Don’t let texts, Skype or Facebook distract you while you are driving on Halloween. With the trick-or-treaters out and also your costume on, you have enough distractions to have to focus on while driving on Halloween. There is no reason to add other distractions into the mix.

Don’t Drink and Drive on Halloween

We remind drivers of this every year and this year is no different. DON’T DRINK AND DRIVE!

There are usually extra patrols out on Halloween night to catch drunk drivers and you can expect that to be stepped up even more with Halloween falling on a Saturday this year. So don’t risk it. Either go sober, have a designated driver, make arrangements to stay the night wherever you decide to party or call a cab.

Stay safe, undistracted and sober this Halloween!

 

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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