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Getting the Most Out of Car Insurance Reviews

Written by Michele Wilmonen. Posted in Research Last Updated: 01/31/2015

Car insurance reviews are a great way to find the truth about a car insurance company.

car insurance review

Car insurance reviews give you a chance to measure and assess what an insurance company is really like.

Relying on an insurance company’s advertising to tell you what they are really like is like asking the cooks at a chili cook off who has the best chili. You never ask the source!

If you want to truth about how something is, you ask someone that has no vested interest and who has tried a product or company. This is exactly what most car insurance reviews are.

Negative Car Insurance Reviews

Most car insurance reviews will give you a pretty good idea as to what a car insurance company is like. However, the other ones are from people that have written their car insurance review with an agenda. They are the ones that have a vested interest in the car insurance company, not in its success, but in its failure.

These car insurance reviews are pretty easy to spot as they are extremely negative and have no information to back up why the reviewer is giving a negative review. It could be because their claim was denied, but they fail to tell you that the police report stated that they were at fault. It could be because their rates went up and they claim to not know why, leaving out the fact that they added their teen driver to their policy.

These reviews are written by people that are upset and are striking out at the insurance company, because there is nothing else they can do. The best thing that you can do though, is to skip over these reviews and don’t take them into account when you are making a decision about an insurance company.

Positive Car Insurance Reviews

When it comes to positive car insurance reviews, they are usually written by people that are genuinely happy about their car insurance company. When it comes to car insurance reviews, you can usually trust a positive review more than a negative review.

The Perfect Car Insurance Reviews

The perfect car insurance reviews give information to backup why they are happy or not happy with their insurance company.

For example:

“XYZ car insurance is great because my agent went over my policy with me and found some extra discounts I qualified for that decreased my premium”.

Not

“XYZ car insurance is awesome!”

These are the reviews that you want to pay the most attention to as they are the most valuable and the most informative.

To find car insurance reviews for companies you are curious about, click here.

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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