Q: Need sr22 would like to know a price don’t have a vehicle to insure pls call.

A: Sorry, we are not an insurance agency or an insurance company.  We do not have staff that are licensed here that can give you quotes or counsel you as to what coverages will specifically fit your needs.

We are a website that provides insurance advice from professionals that work in the insurance industry.  However, if you enter your information above we can gather quotes for you from different insurance companies and get you in touch with a licensed insurance agent that can help you with your car insurance needs.

Q:  A few hours ago bought a 2006 Toyota Sienna and…they financed me thru C$^& A%&%$. The car originally priced at $8,400 became a $9,999 car before any additional fees or extended warranties they told me the bank insisted the investment be with it…and I pay a 22.999% finance rate leaving me with an extensive gap. My payments are at $357.67 which they say are too maxed out for their GAP ins coverage to be added. Of course it is highly suggested I get GAP coverage. My insurance nor any other insurance will cover me for GAP. What to do? Have only had my car few hours.

A: Honestly, if you already have a reliable car, I would walk away from this deal. Them hiking up the price of the car sounds extremely shady and the interest rate is atrocious. Fix your credit and get a better deal later.

As far as the GAP insurance, I am not surprised that your insurance company will not offer it.  It is only usually offered on new vehicles.  And if your finance company will not offer it, not much you can do there.

Q: Interested in quotes for FR44

A: FR44’s, FR19’s and SR22’s are all best discussed with an agent.  These are special filings that not everyone needs.  Also, it is best to have an agent on your side in making sure that this gets filed with your state as you would be surprised at how often these filings get lost in cyberspace between your insurance company and the DMV.

Q: When someone has an at fault accident, what parts of the premium increase? Is it the collision and property damage or do they spread the increase across everything? Thanks.

A: It is usually an across the board increase, but you won’t usually see it until your policy renews again.

Q: I put a dent in another person’s truck and I looked up how much it might cost to repair it and it’s around 1800 dollars. I am 16 and have had my license since June. How much would my insurance go up with geico?

A: Even Geico can’t tell you how much your insurance premium will go up until the computer system processes your renewal.  However, if you filed a claim for the other person’s damages you will be just about guaranteed a good sized increase because of your age and that you haven’t had your license for long.