Q: I used to pay the same amount each month for my car insurance bill and all of the sudden it has gone up and I don’t understand why.
A: First, read the breakdown in your bill very carefully. Your car insurance bill should include the balance you still owed on your policy before payment last month, last month’s payment, any changes to your policy premium and finally the current balance.
The changes to your premium, if there are any, will be the easiest way to learn why your monthly bill increased. These changes could be additional premium being added because your policy renewed or any changes that were made to the coverage of your current policy. If there are no changes showing on the bill, then it’s time to talk to your agent about your car insurance bill.