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Can I still carry U.S. Car Insurance if I am Going to School in Canada?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 02/10/2012

A U.S. car insurance policy is only valid if you are visiting Canada.

If you are living in Canada, the Canadian government requires that you carry Canadian car insurance. It is understandable that as a student you may still be a United States citizen and only in the country temporarily, but you are still living there.

The only time that the Canadian government will accept United States car insurance as proof of proper insurance coverage is if the driver is in the country as a tourist. Even then they still have to have a special card on hand issued by their U.S. car insurance company as proof of insurance extending into Canada.

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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