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Can A 17-Year-Old Driver Get Their Own Car Insurance?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 01/26/2013

An independent 17-year-old driver falls into a void that puts driver and parents in a pickle.

Unfortunately, with a 17-year-old driver they are still considered a minor in the eyes of the law. Minors are not able to enter into legal contracts, like car insurance policies, without parental consent.

In the best case scenario, a parent would have to be on the insurance policy with the 17-year-old; even if they are not living in the same house as the parent. It is best to talk to your car insurance company directly as to the procedure they follow with an independent 17-year-old driver.


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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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