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The Hartford Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 07/31/2015

Finding ways to save money with The Hartford  car insurance discounts.

The Hartford car insurance discounts are plentiful for good drivers and safe cars. If you are a driver that believes in both of these, this may be the perfect insurance company for you.

The Hartford Vehicle Discounts

  • Anti-Theft Discount: Get a discount on your comprehensive coverage for having an anti-theft device on your vehicle.
  • Air Bag Discount: Having air bags in your vehicle will get you a discount on your premium, and multiple air bags will get you an even bigger discount.
  • Vehicle Fuel Type Discount: If you have a hybrid or an electric vehicle you can get this discount on your policy.

The Hartford Drivers Discounts

  • Defensive Driver Discount: A discount that lasts 3 years after you complete an approved defensive driver course.
  • Driver Training Discount: For drivers under 21 that complete an approved training course you can receive up to a 10% discount on your premium.
  • Good Student Discount: Drivers between the ages of 16 to 25 can receive up to a 15% credit on their premium for achieving one of the following (source: The Hartford website):
  1. Is in the upper 20% of his/her class scholastically
  2. Maintains a B average or its equivalent
  3. Maintains at least a 3.0 grade point average (out of 4.0)
  4. Made the Dean’s List, Honor Roll or comparable list
  5. Proof of eligibility† (such as a report card) must be presented on the policy anniversary to show that the student met the requirements during the immediately preceding school semester.

 The Hartford Policy Discounts

  • Bundle Discount: Insure both your home and auto with The Hartford and receive a discount on both policies.

Please note though, that because we are not The Hartford  we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current The Hartford  car insurance discounts that are offered by the company, contact your The Hartford insurance agent or enter your zip code at the top of the screen for a personalized quote.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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