The Maryland Auto Insurance Fund (MAIF) is for drivers that are not able to find a car insurance company in the regular market that is willing to give them coverage. The Maryland Auto Insurance Fund provides car insurance for those that have too many tickets, too many accidents or driving behaviors that make them too much of a risk for other companies.
It was founded by the state of Maryland in 1973 and is funded by the premiums received from policyholders and from their investment portfolio. The Maryland Auto Insurance Fund does not sell insurance directly, but is available through over 1,400 agents around the state.
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