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Having Laredo Car Insurance Should be Common Sense

Written by Michele Wilmonen. Posted in Research Last Updated: 02/16/2014

Laredo car insurance requirements have been around long enough that drivers have no excuse not to know they need it.

laredo car insurance

Laredo car insurance laws may be kept in hard to understand law books, but the concept should be common sense to all.

Don’t drive over the speed limit, stop at the stop sign, and purchase a Laredo car insurance policy before you drive are all Texas laws that should be common sense to all drivers by now. Unfortunately, even when you think something should be common sense to all, you find that some people are lacking in that area.

This would explain some of the traffic laws that can be found on the law books today.

Common Sense Laredo Car Laws

With these two laws as an example, sometimes it is just better to write is down rather than have to entertain an argument that someone didn’t use their common sense because what they did wasn’t “officially” against the law. It kind of makes you feel like you are back in elementary school again.

Following Too Close – “The driver of a motor vehicle shall, when following another vehicle, maintain an assured clear distance between the two (2) vehicles, exercising due regard for the speed of such vehicles, traffic upon and conditions of the street or highway so that such motor vehicle can be safely brought to a stop without colliding with the preceding vehicle, or veering into other vehicles, objects or persons on or near the street or highway.”

Cutting in Line – “When traffic is traveling in parallel lanes, no driver or operator of any motor vehicle or any other vehicle shall cut from one lane of traffic to another so as to unreasonably interfere with the right-of-way of any other vehicle, except in an emergency.”

Why Did This Have To Be Written Down?

Then there are those laws that make you scratch your head as to why they had to be “officially” made into a traffic law. You really want to give humanity the benefit of the doubt, but some days it can be so hard to do so.

How To Pass Oncoming Cars – “Drivers of vehicles proceeding in opposite directions shall pass each other to the right and upon the roadways having width for not more than one line of traffic in each direction. Each driver shall give to the other at least one-half of the main-traveled portion of the roadway as nearly as possible.”

How to Open Your Car Door – “No person shall open the door of a motor vehicle on the side available to moving traffic unless and until it is reasonably safe to do so, and can be done without interfering with the movement of other traffic, nor shall any person leave a door open on the side of a vehicle available to moving traffic for a period of time longer than necessary to load or unload passengers.”

Don’t Forget Laredo Car Insurance

Another common sense law in Texas that many people claim ignorance about is having to have Laredo car insurance. There are no “if”, “ands”, or “buts” about it, you have to have Laredo car insurance if you want to drive. And this law has been around for long enough, that there is little mercy given if you fail to follow it.

If you don’t carry an insurance policy that has at least $30,000 for each injured person (up to a total of $60,000 per accident), and $25,000 for property damage per accident, you can expect to pay fees and possibly lose your driving privileges. So just use your common sense and purchase a Laredo car insurance policy to keep yourself out of trouble.

(all quoted laws are from the City of Laredo municipal code)

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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