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Esurance Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/22/2015

There is something for everyone with Esurance Car Insurance Discounts.

Esurance Car Insurance Discounts look to be a little more modern and progressive than what is offered by the competition. So if you are looking for a company that offers unconventional discounts, then Esurance is probably a good fit for you.

Esurance Vehicle Discounts

  • Multi-Car Discount – This discount varies from one client to another and is available only to those that have more than one car on the same Esurance car insurance policy.
  • Anti-Theft Discount – Discount of 5% to 25% if you have a vehicle with an approved anti-theft device. This discount depends on the device that you have and what state you live in.
  • Safety Device Discount – From a 2% to a 33% discount for having a vehicle that has manufacturer-
  • DriveSense™ Discount – For those that drive a non-hybrid, non-electric, 1996 or newer model car and install an Esurance telematic device. The discount can save you 5 or 10 percent off your premium, depending on the state you live in.
  • Antilock Brakes Discount – A 5% discount for vehicles that have antilock brakes.

Esurance Drivers Discounts

  • Defensive Driver Discount – For drivers age 50, 55, or 60 and older, depending on your state, who have completed a defensive driving or driver improvement class approved by their state’s DMV.
  • Many conditions apply to this discount that can be clarified by contacting Esurance.
  • Good Driver Discount – A 30% to 40% discount for having a valid driver’s license for at least 3 years with one or zero penalty points on your driving record.
  • Good Student Discount – Savings of up to 10% on certain coverage in your Esurance car insurance policy for being a full-time high school, college, or university student under 25 years old with at least a 3.0 GPA.

Esurance Policy Discounts

  • Fast 5® Discount – Simply start a quote online at and get 5% off your first-term premium.
  • Multi-Policy Discount – Purchase an Esurance homeowners or motorcycle insurance policy in addition to your auto coverage and receive the discount offered in your specific state.
  • Paid-in-Full Discount – A 10% discount for paying your premium in one lump sum instead of monthly intervals when you buy or renew your Esurance policy.
  • Switch & Save® Discount – Switch to Esurance from another insurance company and for your first two policy terms you could receive 5% off your premium.
  •  Claim-Free Discount – 10% to 25% off your premium for driving safely.  Contact Esurance for the details and conditions attached to this discount.
  • Homeowners Discount – Discount for owning a house or condo. Amount of discount varies depending on what state you live in and the drivers on your policy.
  • Renters Plus® Discount – Up to 30% of your Esurance renter’s coverage premium is deducted from your car insurance rate.
  • Emergency Road Assistance Discount – Up to a 5% discount for buying emergency road assistance from a provider other than Esurance.

Esurance Special Discounts

Pac-12 Discount – Up to 15 a percent on your premium just for attending or being alumni from one of these Pac-12 schools:

  1. University of Arizona
  2. Arizona State University
  3. University of California at Berkeley
  4. University of Colorado Boulder
  5. University of Oregon
  6. Oregon State University
  7. Stanford University
  8. University of California at Los Angeles (UCLA)
  9. University of Southern California (USC)
  10. University of Utah
  11. University of Washington
  12. Washington State University

Please note though, that because we are not Esurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Esurance car insurance discounts that are offered by the company, contact your Esurance insurance agent or enter your zip code at the top of the screen for a personalized quote.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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