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Do auto insurance companies share information?

Written by Dave Benheim. Posted in Ask An Insurance Question Last Updated: 02/22/2018

Visitors to the site have asked us whether auto insurance companies share information between themselves. In response, we’re here to let you know that yes, auto insurance companies (along with other kinds of insurance companies) do share information.

How auto insurance companies share information?
Consumer reporting agencies gather information about things like consumers’ driving records and past insurance claims. This information is available to insurance companies, who use it to determine insurance costs and which policies you have access to.

Can I get access to these reports?

Yes, you can, once every 12 months. They may be free or require a fee, depending on the agency.

For more details about who creates these reports, check out the Consumer Financial Protection Bureau’s list of consumer reporting companies. It includes auto insurance as well as many other types of insurance and consumer reporting more generally.

A tip before you shop

It’s always a good idea to review these reports before you start looking for an insurance policy. This will allow you to correct any mistakes in the report.

It’s also a great idea to do research into various auto insurance companies’ reviews in order to ensure that you are able to find the best coverage, no matter what information your insurance company shares. Here’s a great option for auto insurance reviews.


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