Q: How was my car insurance company able to cancel my policy without giving me any warning?
A: Normally, insurance companies have to give you a certain number of days warning before they can legally process a car insurance cancellation. The number of days they are required to give and how they give it depends on the state you are in. There are states where the cancellation information is located on your bill and in other cases a separate notice is sent.
If you do not believe you were given notice, there could be a number of different reasons. One, you could have missed the fine print on your bill with the cancellation information. Two, you may have missed the cancellation notice in the mail.
Three, if you did not pay your renewal payment your company can process a car insurance cancellation for your policy without notice. However, this would also have been in fine print on your renewal bill that your policy would cancel if you did not pay by the renewal date.
Four, you have a brand new policy and lied on your application. Insurance companies are under no obligation to give you notice of cancellation for fraud.
The best thing to do is to call your insurance company and ask why a car insurance cancellation was processed on your policy.