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Cancelling my Car Insurance Policy

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 07/25/2018

A: I don’t need my car insurance anymore, but my agent won’t let me cancel the policy. How do I go about cancelling my car insurance?

Q: Well, it really depends on why they won’t let you cancel the policy. Do you live in a state that requires you to show proof that you turned in your plates before you can cancel your policy? Are they requiring you to sign a cancellation form before they can cancel your policy? Are you not the owner of the car insurance policy your vehicle is on?

When you asked to cancel the policy your agent would have told you why they couldn’t and what you needed to do to be able to cancel your car insurance. Follow their directions and do what they advised you to do. They have rules and regulations they have to follow that are put in place by the state, they aren’t just being mean.

However, if you do feel they are being unreasonable in not letting you cancel your car insurance, you can always call your state’s Insurance Commissioner and file a complaint.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

Reviews (2)

  • Shayen

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    Thanks. Exactly the info I searched about cancelling my policy. With so many reviews it’s easy to find a better alternative to what I have, especially in terms of service.

    Reply

    • Michele Wilmonen

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      Thank you, I’m glad you found the information helpful.

      Reply

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