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Tire Debris Car Accident

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 09/03/2018

Q: I was driving in the center lane of the interstate I saw tire debris in the right hand lane 1/2 a mile before I got to that point. Some guy driving on his phone way to fastwas coming up in the right lane he did not see the tire until the last minute and was about to swerve into me to miss it, so I moved to the left a little to avoid being hit by his car and the tire he hit flung into my car as he was changing lanes. Whose fault is this accident?


A: I am not a licensed adjuster and this is just my opinion, but I would have to say he is definitely at fault. His actions and his vehicle caused an inanimate object to project towards you and damage your property. I hope you were able to get his information so you can file an insurance claim for the damage the tire debris caused to your vehicle.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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