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Happy 4th of July from Car Insurance Guidebook

Written by Michele Wilmonen. Posted in Research Last Updated: 08/06/2017

Keep your eyes on the road to keep your car insurance down this Fourth of July.

Fourth of July is a fun summer holiday that most of us look forward to each year. However, for all of its fun, it is also a holiday that is full of distractions that make driving on the road dangerous. Here are some tips on how to keep safe and not become just another statistic on the road this holiday.

Keep Your Car Insurance Down by Keeping Your Eyes Down

We all know that fireworks are the icing on the cake for the 4th of July holiday. It is something we usually only get to see once a year and something that grabs our attention both in the visual and audio sense. This also means that it grabs our attention away from concentrating on driving when we do hear or see one. Now, being distracted by a single firework is not usually enough to cause a car accident; a steady stream of fireworks in the air is.

If you are driving and spot a fireworks show you want to watch, do yourself and everyone else on the road a favor and pull over. That way you will stay safe and you will get to enjoy watching the show without a pesky thing like concentrating on the road interrupting you.

Another distraction on 4th of July is children running out in the road. They also are distracted by the fireworks, as well as playing with friends and even running around with sparklers. Because they aren’t paying attention, you have to be especially vigilant for them while you are driving.

Don’t Spike Your Car Insurance Rate with a Spiked Drink

Drinking on the 4th of July is as popular as fireworks are with some people. If you choose to include this in your 4th of July celebrations please don’t include driving as part of that. Stay at home, stay with a friend, or stay with having a designated driver. With the invention of Uber and Lyft, there is no reason at all for you to be getting in your vehicle after you have been drinking.

Also, there are enough distractions on the road this night without adding a drunk driver to the list of things that other drivers have to look out for. So do everyone a favor and keep your car insurance rates down by keeping off the road that night.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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