Q: My insurance company won’t pay my car insurance claim because I forgot to pay my bill. Isn’t there a grace period?
A: Usually not.
When it comes to claims, insurance companies already don’t want to pay out car insurance claims, so don’t give them a reason to not have to pay on your claims by letting your insurance policy lapse for non-payment.
Yes, there are some companies that offer a 5-day grace period after your cancellation date, but this is company to company and is never guaranteed. So, just pay your bill.
If your policy does cancel for non-payment, you can sure as well bet you are going to be denied payment for your car insurance claim, regardless of how long you have been with your insurance company and how much in premiums you have paid them.
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