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Can I Get Car Insurance with a Foreign Driver’s License?

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 07/02/2018

Q: I have a foreign driver’s license can I still get car insurance?

A: Yes, you can still get car insurance even if you have a foreign driver’s license. However, it depends on the circumstances as to why you need it.

If you are renting a car and need that car insurance for that, you will need to purchase the insurance through the car rental agency.  If you have moved to the United States from another country or you are staying for an extended period of time, you can purchase insurance through a regular carrier.  You do tell them you have a foreign driver’s license, and they will list it as an unverifiable license as they cannot run a motor vehicle report on foreign license. Unfortunately, you will pay a higher car insurance premium on a foreign driver’s license compared to having a domestic driver’s license.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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