Great comment, Mike. Yes, if you anticipate switching back to your original company, you should check with your old agent about their requirements if you change your mind.

Good info Brandon on explaining how insurance premium may be affected. Suggestion: How about bringing to attention if one does change companies, they should verify with current agent of they will be eliable in future reiniate coverage at a later date should one decide to do so as some insurance companies can no longer issue new policies. This should be one of the first steps to consider before switching to another company.