We agree with you, it is wrong for someone to do damage to another person’s vehicle and the victim has to pay for it. We hope that you filed a police report so that they can start an investigation and keep a look out for the other damaged vehicle. If the policy don’t know about it they can’t help find the person for you.

Also, if you haven’t already, contact your insurance agent or company to see if there is anything that they can do for you. Once you file a police report, in most states, they can file the claim as a “hit and run” under your uninsured motorist coverage (if you have it). At the very least if they paid for the damages and you had to pay for your deductible, if the person is caught the insurance company will go after them to get their money and your deductible back from the person that hit your vehicle.

I was home and my car was parked outside my house and someone ran into my driver side causing severe damage to and took off. I think it is so wrong for someone to hit your car and you have to come out of pocket when your car was parked

Bill,
Thank you for your interest in our site and for offering additional information for us to look into. You are absolutely correct in the fact that we should not supply false information, but in this case it was merely the fact that we did not include the specific details of every possible factor that may be involved in a hit and run accident to determine what coverage may be use. We simply offered the fact that UM could be used to cover this accident if available.

We have expounded on the article to include this and additional information on how the UM coverage could or could not work.

uninsured motorist coverage does not cover hit and run damage unless the at fault driver is identified. ask any insurance agent . you should not supply false information