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Reckless with North Las Vegas Car Insurance

Written by Michele Wilmonen. Posted in Research Last Updated: 06/06/2014

Reckless driving is a guaranteed way to increase the rates on your North Las Vegas car insurance.

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Don’t drive reckless, and you will keep your North Las Vegas car insurance rates lower.

Reckless driving is one of those traffic infractions where there is no question about whether or not your North Las Vegas car insurance premium will increase, because it will. Reckless driving puts yourself, and more importantly, other people in danger.

Not sure what reckless driving is? Here it is spelled out by the City of North Las Vegas.

Reckless Driving

“10.28.010 Reckless driving.

A. Any person who drives any vehicle in wilful or wanton disregard for the safety of persons or property is guilty of reckless driving.

B. “Persons” whose safety is disregarded shall include, without limiting, all occupants of the vehicle which is driven in a wilful or wanton manner including the driver; and “property” shall include, without limiting, the vehicle which is driven in a wilful or wanton manner.”

Intoxicated Reckless Driving

“10.28.020 Driving under the influence of intoxicating liquor.

A. It is unlawful for any person who is under the influence of intoxicating liquor to drive or be in actual physical control of a vehicle within the city.

B. It is unlawful for any person who is a habitual user of, or under the influence of, any controlled substance as defined in Chapter 453 of NRS, or any person who inhales, ingests, applies or otherwise uses any chemical, poison or organic solvent, or any compound or combination of any chemical, poison or organic solvent, to a degree which renders him incapable of safely driving or steering a vehicle, to drive or steer a vehicle within the city. The fact that any person charged with a violation of this subsection is or has been entitled to use such drug under the laws of this state shall not constitute a defense against any charge of violating this subsection.”

Being Reckless Without North Las Vegas Car Insurance

Not only will reckless driving get your higher insurance rates, recklessly driving without North Las Vegas Car insurance will get you higher insurance rates. To keep your future insurance rates down, make sure that you have the following State of Nevada approved coverages:

15 = $15,000 of bodily injury liability coverage for anyone not in your vehicle injured by you while you are driving.

30 = $30,000 also for bodily injury liability coverage, but this is the total that the insurance company will pay out for injuries from a single accident if there are two or more people injured.

10 = $10,000 of property damage liability coverage to pay for any damage you cause to another person’s vehicle.

Carry North Las Vegas car insurance and dive safe out there, for your sake and for others.

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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