Don’t let your insurance company get out of paying an accident claim on a new vehicle.
You have up to 30 days to add a new car to your insurance policy. As long as you are within that time period, any accident that you get into with your new vehicle should be covered.
Now, if you do get into a car accident and the insurance company challenges you on who the registered owner of the vehicle is, you need to be prepared. Because the vehicle title will most likely not be completed yet, you will have to depend on the bill of sale. The bill of sale will show that you are the new owner of the vehicle, even if it has not been registered yet.
If your insurance company still refuses to pay the claim after you have proven ownership, you may have to get the Insurance Commissioner or the Department of Insurance in your state involved with this one. They will be able to give you any additional advice you need, or step in on your behalf with in the insurance company to get your accident claim paid.
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