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Happy Thanksgiving from Car Insurance Guidebook

Written by Michele Wilmonen. Posted in Research Last Updated: 11/29/2015

Thanksgiving and Car insurance

Happy Thanksgiving from Car Insurance Guidebook.

Don’t act like a turkey on the roads this holiday to keep your insurance costs down.

It’s time to head over the river and through the woods to grandmother’s house or wherever else you are spending this holiday season. It also means that it is time for an increase in traffic and car accidents, so if you can help it try and keep your mind off the food for a little bit and on the roads. Otherwise, an accident this week will make this Thanksgiving one to remember every time you pay your higher insurance premiums.

Avoid Insurance Increases by Avoiding Overeating

Turkey and football aren’t the only Thanksgiving traditions that we partake in every year, most of us are also participants of the traditional, post-dinner nap. While there is nothing wrong with enjoying this yearly tradition as much as you enjoy mom’s stuffing, it is a problem if you are driving after dinner.

So if you are feeling sleepy after enjoying dinner, take a quick nap or wait a bit before getting behind the wheel. You don’t want to fall asleep while driving and cause an accident. An accident his time of year is so much worse for everyone involved than during any other time of the year.

Keep down Insurance Premiums by Keeping down Packing

There are windows in your vehicle for a reason; they are there so you can see what’s around your vehicle so you can avoid an accident. But, when you pack your vehicle so full that you block your windows you are increasing your chance of an accident.

So utilize as much of your trunk and lower space in your vehicle as possible and leave the rest at home.

Slip, Sliding Away from Higher Insurance

The calendar may be saying that it is still fall, but the weather has a mind of its own and it is saying that winter is here. Wherever you may be driving this holiday, give yourself plenty of time to get there so you don’t have to rush over the icy and snowy roads. It’s better to get to your destination earlier than planned than late or never because of an accident caused from being in a hurry on an icy road.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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