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Getting All Your Car Insurance Discounts

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 10/30/2016

Q: I want to make sure I am getting all of the car insurance discounts that I qualify for with my insurance company. How can I be sure that I am?

 

A: Great Question!  Normally, I would say have your agent go over your car insurance policy with you. They are the ones that know the details of the company you are written with and would be the best to help you. However, it is also good to do a little research on your own and know what car insurance discounts are out there, that way you can ask specifically about certain discounts.

Below is a list of discounts that you may see on a car insurance policy. Just be aware that car insurance companies are all different and have different discounts.

Discounts

  • Multiple Policy
  • Multi-car
  • Good Driver
  • Good Student
  • Distant Student
  • Driver’s Training Course
  • Defensive Driver Course
  • Homeowner
  • Accident Free
  • Highly Educated
  • Employment Field
  • Group Discounts
  • Discounts for certain payment plans

 

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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