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Erie Car Insurance Discounts

Written by Michele Wilmonen. Posted in Research Last Updated: 05/15/2015

Save yourself money with one of these Erie car insurance discounts.

For the most part, Erie car insurance discounts are pretty much the same as the discounts offered by other insurance companies. There are maybe one or two discounts that are unique to the company, like the Youthful Longevity and Youthful Driver Discount, but not many more than that.

Please also check with your Erie car insurance agent about with discount you may qualify for, as many of Erie’s discounts are state specific.

Erie Car Insurance Vehicle Discounts

Passive Restraints Discounts – Discount received is you have items like factory-installed air bags.

Anti-theft Device Discounts – Discount given for your vehicle having active or passive anti-theft auto devices.

Anti-lock Brakes Discount – Discount given for having these types of brakes on your vehicle.

Erie Car Insurance Drivers Discounts

Youthful Driver Discount – Unmarried drivers under 21 who reside in their parent’s home may qualify for this discount.

Driver Training Discount – Young drivers under age 21 who have completed an accredited driver training course may be eligible to receive this discount.

Youthful Longevity Discount – Unmarried young drivers may receive a credit for the consecutive years spent insured under another ERIE auto policy.

College Student Discount – This discount is for full-time college students who are not married and who spend most of the college term away from home, without the use of a car.

Age 55 and Over Discount – A discount is available if the insured is the principal driver of the car.

Accident Prevention Course Discount – Discount for claims-free drivers  who have successfully completed an approved driver improvement course within the last three years may be eligible for this discount.

Erie Car Insurance Policy Discounts

Multi-Car Discount – A discount for when two or more cars are insured with ERIE and all of the vehicles are owned and used by the covered driver.

Multi-Policy Discount – Discount available for those that have a a qualifying life insurance policy or home policy from ERIE in addition to your auto insurance.

Reduced Usage – If your car is unused for at least  90 consecutive days during the policy period, you may qualify for the reduced usage discount.

Erie Car Insurance Company Unique Discounts

First accident forgiveness –Not really a discount, but still a savings you can qualify for. After three claims-free years, ERIE will not surcharge your auto policy the first time you’re in an at-fault car accident.

Feature 15 – After you have been with Erie Insurance continuously for 15 years, your policy will never be surcharged for an “at-fault” accident again. Again, not a discount but quite the savings.

Please note though, that because we are not Erie Insurance we cannot guarantee that these discounts will still be offered at the time that you have your policy.  For the current Erie car insurance discounts that are offered by the company, contact your Erie insurance agent or enter your zip code at the top of the screen for a personalized quote.

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Michele Wilmonen

Michele’s first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she’s earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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