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Cheapest Car Insurance in New York

Written by Todd Clay. Posted in Rates Last Updated: 03/18/2009

Looking for cheap auto insurance in New York? Check out the 25 cheapest insurers per our independent research in the Empire State.

Did She Just Find the Cheapest Car Insurance in New York?

Did She Find the Cheapest Car Insurance in New York?

Your goal: the cheapest car insurance in New York.

Just think if you had to call every car insurance company in the city. If you called 30+ insurers, it would be a waste of a good Saturday. But don’t worry. We’ve done the hard work for you.

Our sample rates in six separate categories of drivers gives you a good idea of what companies charge for premiums. Our list compiles the 25 cheapest car insurance companies in New York. I didn’t say ‘best’, I just said cheap.

Bear in mind, every driver is different. What you see below is a sample of drivers ages 20-69, both male and female. Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage.

In addition, these are NOT actual quotes from these companies. This is a general guide to help you shop for car insurance in New York.

Rank

Car Insurance Companies in New York

Average Premium

1

GEICO GENERAL INS CO

$551.80

2

ALLSTATE PROP & CAS INS CO

$566.00

3

USAA CASUALTY INS CO

$867.70

4

MERCHANTS PREFERRED INS CO

$875.67

5

GEICO IND CO

$896.97

6

NEW YORK CENTRAL MUT FIRE INS CO

$909.30

7

PROGRESSIVE DIRECT INS CO

$985.23

8

GOVERNMENT EMPLOYEES INS CO

$993.80

9

ERIE INS CO

$1,082.80

10

UNITED SERVICES AUTO ASSOC

$1,083.30

11

AMICA MUT INS C

$1,150.33

12

ERIE INS CO OF NY

$1,163.43

13

STATE FARM MUT AUTO INS CO

$1,173.10

14

LIBERTY MUT FIRE INS CO

$1,193.80

15

EVEREADY INS CO

$1,205.03

16

MERCHANTS MUTUAL INS CO

$1,236.27

17

METROPOLITAN GRP PROP & CAS INS CO

$1,256.07

18

TRAVELERS PROPERTY CAS CO OF AMER

$1,331.07

19

AUTOONE INS CO

$1,387.73

20

STATE FARM FIRE AND CAS C

$1,392.63

21

NATIONWIDE INS CO OF AMER

$1,454.47

22

RESPONSE WORLDWIDE DIRECT AUTO INS CO

$1,459.70

23

METROPOLITAN CAS INS CO

$1,514.97

24

PROGRESSIVE PREFERRED INS CO

$1,536.63

25

NEW SOUTH INS CO

$1,563.23

Rates collected in 2007-2008.
All data is courtesy of the New York State Insurance Department.
For more information, view our Disclosure.

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Todd Clay

Todd Clay is a former insurance agent with the largest insurance company in the United States. He earned his Bachelor’s from the University of Texas. He's worked in several fields but has specialized in insurance, financial-related information, and technology. He blogs at Car Insurance Guidebook. Connect with Tood on Google+

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