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Change of Address and Your Insurance Rate

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 06/29/2016

Question: Why does my insurance rate go up $21 dollars when I just change my address and also my email?

Answer: Part of what makes up your insurance rate is where you live.  Insurance companies rate on the safety of a neighborhood, the likelihood of a claim in that neighborhood, as well as other factors.  Your insurance rate went up because where you moved to has higher rating factors than where you used to live.  Your email address has no affect on your insurance rate.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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