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Cheapest Auto Insurance in Texas

Written by Todd Clay. Posted in Rates Last Updated: 03/18/2009

Looking for cheapest car insurance in Texas?  Check out these top 25 companies according to our independent research in the Lone Star State.

She maybe able to save $ on her auto insurance in Texas.

She could save money on her auto insurance in Texas.

The cheapest auto insurance in Texas: that’s your goal.

However, finding it could be difficult – especially if you have to call 40+ companies.  But don’t worry.  We’ve done the hard work for you.  Taken from our sampled rates for five separate categories of drivers throughout the state, we’ve compiled a helpful list of Texas insurers.  Notice I didn’t say best – I just said cheap.

Keep in mind, every driver is different.  What you see listed below is a sample of drivers ages 18-64, both male and female.  Prices listed will NOT be the same price you get from the same company, even if you just get liability coverage.

In addition, these are NOT actual quotes.  It’s just a general guide to help you shop auto insurance – to help narrow your choices.

I hope it helps.

Rank

Texas Auto Insurance Companies

Average Premium

1

GENERAL INS COMPANY OF AMERICA

$327.28

2

ALLSTATE FIRE AND CASUALTY INS COMPANY

$332.15

3

USAA COUNTY MUTUAL INS COMPANY

$356.52

4

UNITED SERVICES AUTOMOBILE ASSOCIATION

$356.92

5

SAFECO INS COMPANY OF AMERICA

$374.04

6

GEICO

$375.64

7

SAFECO LLOYDS INS COMPANY

$413.76

8

BEACON NATIONAL INS COMPANY

$444.96

9

AAA TEXAS COUNTY MUTUAL INS COMPANY

$450.56

10

SAFECO INS COMPANY OF ILLINOIS

$462.88

11

TEACHERS INS COMPANY

$465.60

12

METROPOLITAN LLOYDS INS COMPANY OF TEXAS

$486.32

13

AMICA MUTUAL INS COMPANY

$492.32

14

SOUTHERN FARM BUREAU CASUALTY INSURANCE COMPANY

$533.44

15

STATE FARM MUTUAL AUTOMOBILE INS COMPANY

$567.12

16

GEICO INDEMNITY COMPANY

$569.12

17

PROGRESSIVE COUNTY MUTUAL INS COMPANY

$580.80

18

FIDELITY NATIONAL INDEMNITY INS COMPANY

$588.80

19

SOUTHERN COUNTY MUTUAL INS COMPANY

$603.24

20

LIBERTY COUNTY MUTUAL INS COMPANY

$618.32

21

STATE FARM COUNTY MUTUAL INS COMPANY OF TEXAS

$630.32

22

IDS PROPERTY CASUALTY INS COMPANY

$667.84

23

MID-CENTURY INS COMPANY OF TEXAS

$735.44

24

FARM BUREAU COUNTY MUTUAL INS COMPANY OF TEXAS

$740.08

25

FARMERS TEXAS COUNTY MUTUAL INS COMPANY

$765.16

Rates collected in 2007-2008.
All data is courtesy of the Texas Department of Insurance.
For more information, view our Disclosure.

Cheap Auto Insurance Rates in Texas (Age 35)

Written by Todd Clay. Posted in Rates Last Updated: 03/18/2009

Looking for the best car insurance rates in Texas?
We compiled the cheapest rates for 35-yr olds.

State Capitol of Texas in Austin

Texas State Capitol in Austin

If you’re looking for the best auto insurance rates in Texas, you’ve come to the right place.  If you’re a male or female in your mid-30s, even better.

No doubt it would be downright painful to get quotes from 40+ car insurance companies in Texas.  But rest easy.  We’ve done the hard work for you.

We put together the best rates for clean, 35-year old men & women drivers according to the Texas Department of Insurance.  That means drivers who haven’t had any accidents or tickets for the past 3 years. In addition these only show prices for liability coverage.  One more thing: this is not comprehensive research, but sample rates from five different cities in the Lone Star State.

Every driver is different.  Prices listed are NOT the same as the price you will receive from these companies below, even if you just get liability coverage.  In addition, these are NOT actual quotes.  This is a general guide to help you shop for the best car insurance rates in Texas.

I hope it’s helpful to you.

Rank

Texas Auto Insurance Company

Average Premium

1

GEICO

$177.20

2

GENERAL INS COMPANY OF AMERICA

$191.20

3

USAA COUNTY MUTUAL INS COMPANY

$209.00

4

SAFECO INS COMPANY OF AMERICA

$219.00

5

RESPONSE INS COMPANY

$221.60

6

UNITED SERVICES AUTOMOBILE ASSOCIATION

$225.60

7

SAFECO LLOYDS INS COMPANY

$242.40

8

WARNER INS COMPANY

$251.20

9

SAFECO INS COMPANY OF ILLINOIS

$271.00

10

AAA TEXAS COUNTY MUTUAL INS COMPANY

$290.00

11

BEACON NATIONAL INS COMPANY

$303.80

12

ALLSTATE FIRE AND CASUALTY INS COMPANY

$318.20

13

LIBERTY COUNTY MUTUAL INS COMPANY

$319.80

14

AMICA MUTUAL INS COMPANY

$327.00

15

TEACHERS INS COMPANY

$352.40

16

SOUTHERN FARM BUREAU CASUALTY INS COMPANY

$364.00

17

METROPOLITAN LLOYDS INS COMPANY OF TEXAS

$375.20

18

FARMERS TEXAS COUNTY MUTUAL INS COMPANY

$378.60

19

SOUTHERN COUNTY MUTUAL INS COMPANY

$387.80

20

STATE FARM MUTUAL AUTOMOBILE INS COMPANY

$403.00

21

GEICO INDEMNITY COMPANY

$413.20

22

PROGRESSIVE COUNTY MUTUAL INS COMPANY

$417.60

23

FIDELITY NATIONAL INDEMNITY INS COMPANY

$426.00

24

CONSUMERS COUNTY MUTUAL INS COMPANY

$434.20

25

STATE FARM COUNTY MUTUAL INS COMPANY OF TEXAS

$448.00

Rates collected in 2007-2008.

All data is courtesy of the Texas Department of Insurance.

For more information, view our Disclosure.

Cheapest Car Insurance in California

Written by Todd Clay. Posted in Rates Last Updated: 03/18/2009

Check out the cheapest 25 insurers according to our independent research in the Golden State.

CA State Capitol

California State Capitol

Looking for the cheapest car insurance in California?

If you had to call every insurance company in California, it would be time-consuming task.  But don’t worry.  We collected rates from 40+ insurers and saved you a bunch of time.

Taken from our sample rates in six separate categories of drivers, we’ve compiled a helpful list from the Golden State.  I did not say ‘best’, I just said cheap.

Bear in mind, every driver is different.  What you see below is a sample of drivers ages 20-55, both male and female.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage.

In addition, these are NOT quotes from these companies.  This is a general guide to help you narrow your choices when shopping for car insurance.

Rank

Car Insurance Companies in California

Average Premium

1

Wawanesa

$478.67

2

Mercury

$617.73

3

Metropolitan Direct

$627.60

4

Pacific Specialty

$636.90

5

AAA

$643.53

6

USAA

$656.73

7

Safeco

$663.00

8

GEICO

$669.20

9

Amica Mutual

$669.87

10

California Casualty

$718.33

11

Western United

$727.20

12

Progressive Choice

$727.33

13

Allstate

$737.60

14

Hudson

$737.83

15

Unitrin Direct

$741.93

16

Nationwide

$783.10

17

QBE

$785.87

18

21st Century

$787.60

19

California Capital

$804.10

20

Esurance

$804.73

21

Hartford

$804.77

22

Horace Mann

$811.53

23

American International Ins Co of CA

$818.67

24

GMAC/Integon Preferred

$823.40

25

CSE

$839.40

Note:

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

Cheap Car Insurance in California (35-55, Male)

Written by Todd Clay. Posted in Rates Last Updated: 11/07/2008

We compiled data on the cheap auto insurance companies for males, ages 35-55 in the Golden State.

California Driver

California Driver

If you’re looking for the cheap car insurance rates in California, you’ve come to the right place.  If you’re a male between the ages of 35-55, even better.  If you don’t fall into that category, check out our article on the cheapest car insurance in California here.

It’s downright painful to get quotes from 40+ car insurance companies.  But rest easy.  We’ve done the hard work for you.

We compiled the best rates for clean drivers according to the California Department of Insurance.  That means male drivers (35-55) who haven’t had any accidents or tickets for the last 3 years. In addition we only show prices for liability coverage.  These are just sample rates from five different areas of the state.

Still, every driver is different.  What you see below is a sample of male drivers ages 35-55.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage.  In addition, these are NOT actual quotes.  This is a general guide to help you shop for the best rate in California.

I hope it’s helpful.

Rank California Car Insurance Company Average Premium
1 Metropolitan Direct $385.60
2 USAA $412.80
3 Wawanesa $442.60
4 Safeco $494.20
5 Mercury $498.80
6 Pacific Specialty $505.40
7 GEICO $508.40
8 Amica Mutual $509.60
9 Western United $520.20
10 AAA $532.00
11 QBE $537.60
12 California Capital $539.40
13 Esurance $543.20
14 IDS Property Casualty $557.20
15 California Casualty $559.60
16 Nationwide $568.60
17 Commerce West $584.40
18 State Farm $585.20
19 American International Ins Co of CA $588.60
20 Farmers/Mid-Century $593.80
21 CSE $597.20
22 21st Century $599.20
23 GMAC/Integon Preferred $603.60
24 Workmen’s Auto $609.20
25 Allstate $614.80

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

Cheap Car Insurance in California (35-55, Female)

Written by Todd Clay. Posted in Rates Last Updated: 11/07/2008

We’ve compiled some cheap auto insurance rates for females, ages 35-55 in the Golden State

Waiting for a light in NoCal.

Waiting for a light in NoCal.

Trying to find cheap car insurance in California?  You’ve come to the right place.  If you’re a female driver between the ages of 35-55, you’re in luck.  Don’t fall into that category?  No problem.  Check out our article on cheapest car insurance in California.

It’s pretty hard to get quotes from 40+ insurers in the State.  Why call all those companies when you could be at the beach?  But rest easy.  We’ve done the hard work for you.

We compiled the best rates for female drivers who are clean according to the California Department of Insurance.  That means female drivers, ages 35-55 who haven’t had any accidents or tickets for the last 3 years. In addition these rates only show prices for liability coverage.  Another caveat: it’s just a sample rate from five different areas in the state – it’s not a comprehensive price comparison from all areas.

Still, every driver is different.  What you see below is a sample of female drivers ages 35-55.  Prices listed are NOT the same as the price you will receive from the companies below, even if you just get liability coverage. In addition, these are NOT actual quotes.  This is a general guide to help you shop for the best car insurance rate in California.

I hope it’s helpful.

Rank

Car Insurance Company in California

Average Premium

1

Metropolitan Direct

$356.40

2

Wawanesa

$381.00

3

USAA

$396.20

4

GEICO

$452.80

5

Mercury

$470.00

6

Amica Mutual

$483.20

7

QBE

$490.00

8

Pacific Specialty

$498.00

9

Safeco

$510.60

10

AAA

$512.40

11

IDS Property Casualty

$575.60

12

Esurance

$577.20

13

Horace Mann

$578.00

14

Nationwide

$581.60

15

California Capital

$582.00

16

Commerce West

$584.00

17

Farmers/Mid-Century

$588.40

18

21st Century

$590.80

19

Western United

$595.00

20

California Casualty

$595.80

21

CSE

$598.80

22

Hudson

$598.80

23

American International Ins Co of CA

$600.60

24

Kemper

$613.80

25

Allstate

$616.20

Rates collected in 2007-2008.
All data is courtesy of the California Department of Insurance.
For more information, view our Disclosure.

Save Up To 46% on Car Insurance
Enter Zip Code: