Can My Wife File a Claim Against Our Liability Coverage for Her Accident Injuries?
Accident injuries covered under liability insurance is only for a specific group of people.
Liability insurance is on your insurance policy to cover incidents that you are liable for. This means that it covers injuries and damage that you cause to other people. Anyone in your vehicle or on your insurance policy do not qualify for this coverage.
Injuries for people in your vehicle are paid for under the following coverages:
• Medical Payments
• Uninsured/Underinsured Motorist Coverage
If you don’t have any of these coverages, the accident injuries for those in your car or on your policy are covered by the other insurance company or by your health insurance.
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