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At- Fault Accident = Rate Increase

Written by Michele Wilmonen. Posted in Ask An Insurance Question Last Updated: 06/01/2016

Q: so i got into my first accident on may 14 2016. i got t boned and the car that hit me is totaled and my truck just had a few dents. will my insurance go up because the officers said it was my fault for the accident

A: With knowing so few details, my first inclination is, yes. Major accident that you were found at fault for will almost certainly increase your insurance premium.

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Michele Wilmonen

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

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