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2011 Auto Insurance Rates by State

Written by Michele Griffin. Posted in Rates, Research Last Updated: 01/18/2012

The price of auto insurance is determined by many different factors. It can go up or down depending on your age, driving record, credit score, the type of car you drive and also your gender. But, did you know that how much you pay for car insurance also depends on where you live?

2011 Auto Insurance Rates by State

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Michele Griffin

Michele's first introduction to insurance was working for a major insurance company as a file clerk and a mailroom supervisor in a regional office. She learned insurance directly from underwriters and claims adjusters from questions and also watching them do their job. Since then, she's earned a number of insurance certifications from the Insurance Institute of America and also a Bachelor’s degree from the University of Idaho. She blogs at Car Insurance Guidebook.

Reviews (2)

  • Lori

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    I moved from California to Oregon and my rates went up. Perfect credit history and driving record. Been driving 25 years. Single female. Oregon is flawed and insurance is included.

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  • Michele Griffin

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    That is interesting that the rates went up when you moved out of California. Keep in mind though that insurance has a lot of different factors to it and the first thing that came to mind is that the area that you lived in while you were in California could have been rated as a safer area insurance wise than the place you are now at in Oregon. This does not mean that this is what is going on, but it is a possibility.

    If you had to change the insurance company that you were with when you moved, this may have removed any longevity discounts you were getting also. I would sit down and compare the last declarations page that you were sent when you lived in California with your new one in Oregon and see if you can see any discounts missing or any other changes. I would also start calling around to different insurance agencies to get some quotes to make sure that the higher insurance is the same for your whole area and not just specific to the company that you are with.

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